zaito.A guide, not a lender

What will this loan really cost you?

Change the amount, tenure or rate and see the EMI, the fee taken at disbursal and the APR. Zaito is a guide, not a lender.

I borrow for at a year

Tap a number to change it

Check your own offer
Illustrative exampleExample

The rate, the 2% processing fee and 18% GST on it are illustrative; equal monthly instalments on a reducing balance. Insurance and add-ons are not stated, which does not mean ₹0: ask for their cost before you sign. Your Key Facts Statement shows the exact APR and repayment schedule.

Where are you with your loan?

Pick your situation and we will show what to check first.

01I have a loan offerSee the EMI, the fee taken at disbursal and the APR before you sign.EMItotal interestfee and GSTAPRCheck the offer 02I am about to signCheck the Key Facts Statement: APR, every fee, the lender and the app.03My EMI is due soonCheck that the money will be there on the due date.04Which lender is behind the app?Apps often only pass on applications. See who lends and how to check it.05A platform found me a loanBrokers and marketplaces: who runs them and which lenders they name.

Numbers, not guesses. Sources, not promises.

₹20,000+interest+fees + GST+?=real cost

An unknown charge stays a question, not zero.

01We do not lend

Zaito is a guide. We take no applications and never promise approval.

02We show the maths

Every result shows its formula. An unknown charge stays a question, not zero.

03We cite the source

Rules come from RBI documents, lender facts from the lender’s own KFS and website.

How we check information